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Bao mat THABET: Lop Phong Thu da Tang Cho Tai Khoa
Bao mat THABET: Lop Phong Thu da Tang Cho Tai Khoa
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Guest
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Sep 12, 2026
12:22 AM
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Bao mat THABET: Lop Phong Thu da Tang Cho Tai Khoan Va Giao Dich
Trong 12 thang qua, so vu lua dao truc tuyen nham vao nguoi dung ca cuoc tai Viet Nam tang 47%, theo du lieu noi bo tu cac don vi giam sat gian lan. Con so do du de thay rang bao mat khong con la tinh nang phu. No la dieu kien song con. Voi THABET, mot nen tang co hon 1,8 trieu tai khoan hoat dong moi thang, cau chuyen Bao mat THABET duoc xay dung tu nhung lop kiem soat cu the, co the do dem, chu khong phai loi hua suong.
Ha tang ma hoa va chung chi bao mat
THABET su dung TLS 1.3 voi bo ma hoa AES-256-GCM cho toan bo ket noi giua trinh duyet va may chu. Chung chi SSL 2048-bit RSA duoc gia han tu dong moi 60 ngay qua Let's Encrypt va ZeroSSL. dieu nay ngan chan tan cong man-in-the-middle, ke ca khi nguoi choi truy cap qua Wi-Fi cong cong. Mot chi tiet it ai de y: THABET trien khai HSTS voi max-age 31.536.000 giay, buoc trinh duyet chi dung HTTPS. Neu ai do co tinh ha cap xuong HTTP, ket noi lap tuc bi chan.
He thong luu tru du lieu nguoi dung duoc ma hoa at-rest bang AES-256. Khoa ma hoa duoc luan chuyen moi 90 ngay va luu trong AWS KMS. Co so du lieu chinh chay tren PostgreSQL 15 voi transparent data encryption. Ngay ca nhan vien van hanh cung khong the doc plaintext cua mat khau. Mat khau duoc bam bang bcrypt voi cost factor 12, them salt 16 byte ngau nhien cho tung tai khoan. Viec nay khien mot cuoc tan cong tu dien voi 10 ty mat khau pho bien cung mat hon 200 nam de be khoa mot tai khoan.
Xac thuc hai lop va quan ly phien dang nhap
THABET ho tro 2FA qua Google Authenticator, Authy va SMS. Ke tu thang 3/2024, nguoi dung bat buoc bat 2FA neu muon rut tien tren 50 trieu dong moi ngay. day la nguong duoc tinh toan dua tren hanh vi gian lan thuc te. Phien dang nhap co thoi gian song toi da 30 phut neu khong hoat dong. Neu phat hien IP thay doi giua hai lan request, he thong yeu cau xac thuc lai. Cung luc, THABET gioi han 5 lan dang nhap sai, sau do khoa tai khoan tam thoi 15 phut. Nhung con so nay khong phai ngau nhien. Chung duoc tinh chinh qua 18 thang thu nghiem A/B voi hon 400.000 nguoi dung.
Bao ve du lieu thanh toan va giao dich
Moi giao dich nap/rut tai THABET deu di qua cong thanh toan dat chuan PCI DSS Level 1. So the tin dung khong bao gio luu tren may chu THABET. Thay vao do, doi tac thanh toan tra ve token 128-bit, chi co gia tri trong 24 gio. Voi chuyen khoan ngan hang, THABET dung eKYC de doi chieu ten chu tai khoan voi CCCD. Sai lech mot ky tu, lenh rut bi treo tu dong. Trong quy 1/2025, he thong da chan 3.217 lenh rut dang ngo, tuong duong 78 ty dong. Ty le hoan tien cho nguoi dung bi anh huong la 100% sau khi xac minh.
Chong gian lan va giam sat bat thuong
THABET dung he thong cham diem rui ro theo thoi gian thuc. Moi hanh dong, tu dang nhap, doi mat khau, den dat cuoc, deu duoc gan diem tu 0 den 100. Neu diem vuot 70, tai khoan bi dua vao dien theo doi. Vi du: mot tai khoan dang nhap tu Ha Noi luc 2h sang, sau do 4 phut co lenh rut tu IP o Lagos, Nigeria, se nhan diem 95. He thong tu dong tam giu lenh va gui email canh bao. THABET cung hop tac voi 3 to chuc chia se du lieu gian lan khu vuc, giup phat hien cac mau tan cong moi trong vong 6 gio.
Quy trinh ung pho su co va khoi phuc
THABET duy tri doi ung pho su co 24/7 voi thoi gian phan hoi trung binh 8 phut. Moi su kien bao mat duoc phan loai theo thang CVSS. Su co nghiem trong (CVSS tren 8.0) kich hoat quy trinh khoi phuc trong 30 phut. He thong co ban sao luu nong tai ba khu vuc: Singapore, Tokyo va Frankfurt. Ban sao luu duoc ma hoa va kiem tra tinh toan ven moi 4 gio. Bai kiem tra khoi phuc tham hoa gan nhat vao thang 1/2025 cho thay THABET co the phuc hoi 100% dich vu trong 22 phut, thap hon muc tieu RTO 45 phut.
Vai tro cua nguoi dung trong Bao mat THABET
Khong he thong nao an toan neu nguoi dung tu mo cua. THABET khuyen nghi mat khau dai it nhat 12 ky tu, gom chu hoa, chu thuong, so va ky tu dac biet. Kiem tra thuc te cho thay 68% tai khoan bi xam nhap co mat khau trung voi cac dich vu khac. THABET cung cap tinh nang kiem tra ro ri du lieu, doi chieu voi 12 ty ban ghi tu cac vu breach lon. Neu email cua ban xuat hien trong danh sach, he thong se yeu cau doi mat khau ngay lap tuc. Ngoai ra, nguoi dung nen bat thong bao dang nhap qua email va kiem tra thiet bi tin cay moi thang.
Chung nhan va kiem toan doc lap
THABET dat chung nhan ISO/IEC 27001:2022 tu thang 11/2024. day la tieu chuan quan ly bao mat thong tin duoc 180 quoc gia cong nhan. de dat duoc, THABET da trai qua 114 cuoc kiem toan noi bo va 3 dot danh gia doc lap. Mot chi tiet dang chu y: ty le phat hien xam nhap cua THABET dat 99,7% trong bai kiem tra red team do mot cong ty an ninh mang Israel thuc hien. Ho mo phong 47 kich ban tan cong khac nhau, tu SQL injection den social engineering. Chi 1 kich ban suyt thanh cong, va no bi chan o lop xac thuc thu hai.
Tuong lai cua Bao mat THABET
THABET dang thu nghiem passkey dua tren WebAuthn, loai bo mat khau truyen thong. Du kien ra mat quy 3/2025. He thong cung dung AI de phat hien gian lan, voi mo hinh duoc huan luyen tren 2,4 ty giao dich. do chinh xac hien tai la 94,2% voi ty le duong tinh gia 0,8%. Con so nay quan trong vi neu duong tinh gia cao, nguoi dung that se bi chan oan. Song song, THABET dang thu nghiem ma hoa dong hinh (homomorphic encryption) de phan tich du lieu ma khong can giai ma, mo ra kha nang phat hien gian lan ngay tren du lieu duoc bao ve.
Bao mat THABET khong phai dich den ma la qua trinh. Moi tuan, doi ngu ky thuat xu ly trung binh 15 ban va bao mat. Moi thang, ho chay 2 dot quet lo hong tu dong. Moi quy, mot cong ty kiem toan doc lap danh gia lai toan bo he thong. Nguoi choi co the yen tam phan nao, nhung cung nen nho rang lop bao ve cuoi cung van la chinh ho. dung chia se ma 2FA. dung dung Wi-Fi cong cong de rut tien. Va neu thay dieu gi bat thuong, hay bao ngay cho bo phan ho tro THABET qua kenh chat truc tuyen 24/7. Su hop tac giua nen tang va nguoi dung moi tao ra la chan thuc su.
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Sep 12, 2026
12:41 AM
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